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It’s down to you to decide if you think money makes the world go round- but there’s no denying that having enough of it certainly helps. Having cash in the bank can make life a whole lot easier, and when we spend a huge portion of our lives either studying for a job to earn money or working up the career ladder, it’s no wonder we see it as being so important. Maybe you’ve recently come into some money, whether that’s through a work bonus, an inheritance or even a win. Or perhaps you’ve been saving for a while and wondering the best way to put your cash to use? Either way, here are a few things you could consider!
Property is always a good investment. Buying a home for yourself will give you stability and financial security. Or if you already own a home, you could purchase another to rent out earn additional monthly income. Buying a property abroad in a popular tourist area can be very lucrative, plus you can use and enjoy it a couple of weeks out of the year yourself. Even if you can’t buy a property outright, if you use it to put down the deposit you can pay the mortgage each month with the rent you collect from tenants. Eventually, it’s paid off and you can either sell or continue renting it.
Boats generally hold their value well and so can be a good investment. If you’re looking to take up a new hobby, spend more time with friends and family or just get outside more, getting out onto the water on a boat is a fantastic option. It could be anything from a fast catamaran like http://www.nautisnp.com/passenger/fast-cats to a narrowboat or barge if you’re not near the coast. Again it’s something you could hire out when it’s not in use to earn you a bit of extra income too.
Since cars don’t hold their value well, they’re not the best form of investment. However, if you’ve always wanted a new car or a certain type and you come into some money, there are certainly worse things you could spend on. It could be the perfect opportunity to own the car you’ve always wanted. A new car WILL depreciate in value, and so you will technically ‘lose money’ on it, but if you’re not planning on selling and want to use it for the foreseeable future why not treat yourself while you have the opportunity.
Investing in, or buying a business can be a wise use of your money. Perhaps you’ve wanted to take the leap from employee to business owner for a while, having some cash in the bank to set things up could allow you to do this. Alternatively, if you’re already happy in your career, you could buy a business and hire others to run it. Burger vans, for example, require the investment up front to buy the van and stock. But can make a significant amount of money- after paying one or two people wages to run and manage it the profits are yours. Easy money that goes into the bank each week that you don’t even have to have much to do with.
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When it comes to sports, some are a lot harder on the body than others. If you want to reduce your chance of injury and trauma on the joints, then choose low impact activities when you have the opportunity. Low impact sports still offer a good workout for the body, while reducing the pressure on weight-bearing joints. Such sports are good for older people, especially those with arthritis, as well as people recovering from an injury and those looking to reduce the chances of one occurring when being active. Not sure which sports are the best for low-impact activity? Below are some of our favorites to get you started.
Since you’re floating in the water, you don’t have to worry about any unnecessary stress on the joints from doing a few laps in the pool. In fact, this is one of the best low impact sports for athletes who are recovering from a prior injury. It also improves your lung function and strengthens your shoulders.
There’s a good reason that so many retired seniors take up the sport of golf. Walking the course is the primary activity, which almost anyone can do. And the biggest risk of injury comes from swinging the golf clubs. If you take up this sport, then remember to get yourself a cart for your golf bag so you don’t have to worry about any back pain from carrying around a heavy set of clubs from hole to hole.
Whether you prefer to ride a bike on the pavement or stay indoors on an exercise bike, this is another sport that doesn’t put much stress on the body. By riding on trails outside, you get additional health benefits from nature like stress reduction and greater feelings of happiness.
While walking itself is a great low impact activity, taking up hiking gives you a bit of a better workout and requires you to get deep in nature (and soak up all those extra health benefits being outdoors provides). Before you hit the trail, just make sure that you’re not carrying a hiking daypack that is too heavy of a load. Otherwise, you’ll end up causing unnecessary stress on your joints while out on your trek.
While you might not think of bowling when you’re coming up with a list of traditional sports, this activity is actually a good low impact activity that you can do alone or with a team. Though you don’t have to worry about stress on your joints when you go bowling, you should be cautious of using a bowling ball that is too heavy for you. Otherwise, you might end up injuring your shoulder by accident.
Since all of your activity is done while sitting, kayaking (and also canoeing) is a great outdoor sports option for people seeking out low impact activities. All of the movements for this activity require your arms, shoulders, and back, so you will want to avoid it if you’re recovering from a back injury. And if you don’t want to go out alone, get a tandem kayak so you can take a friend.
Didn’t find a sport that appeals to you in this list? Fortunately, there are plenty of other options out there. You can get more ideas from this list at the Huffington Post.
By Shawna Newman
Shawna is the content editor at Where’s My Caddie (http://www.wheresmycaddie.com/), and when she’s not writing about outdoor sports she’s in search of a good cup of coffee.
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Owning a company is not just about increasing our customer base and finding effective ways to build awareness of who we are and what we do. It is also about staying safe and making sure we are protected from the multitude of different problems that can arise which can jeopardize the stability of our companies. So today we are talking through the main ways you can make sure that your company is protected and safe.
Separate Your Personal & Business Life
Combining both your personal and business accounts is a top mistake many business owners make. It’s very easy to do as we all have to start somewhere and smaller businesses typically tend to take a while to take off so we keep them close to us. However, as businesses grow so should the way that we arrange the finances.
Should your business run into any financial or legal problems your personal finances could be at risk if you don’t keep them completely separate. Therefore it is advisable to completely separate your personal, family accounts from your business ones. A good way to do this is by having a trust own your company instead. That way the trust can own any property, cash or businesses that you have, so should anything go wrong your home and personal investments won’t hang in the balance.
Protect Your Files
As we are all living in the new digital age, most of our files are kept on our company software systems, so it’s never been more important to protect them from hackers and viruses. Therefore you should make sure that you are investing in high quality antivirus and software security programs, and that these are regularly updated and backed up.
Have A Top Attorney Close At Hand
Should anything go wrong, you are going to have to have a top attorney, close at hand, to fight your case and help you work through any potentially threatening legal situations your company may face. Research the top attorneys in your local area and get in touch with reputable and trusted business lawyers that will be able to get you through any legal cases you may face in the future. Building a trusting relationship with a local legal firm and a dedicated legal defense team, like Riverside Criminal Defense, will ensure that you will be protected by a professional legal team to help you get through any difficult legal battles.
As a business owner, you need to be vigilant about securing the best insurance policies to protect your company from the wide variety of legal problems that can come up in your business. For example, if one of your staff injures themselves because of something directly related to your company you can be facing a very costly injury court case. So liability insurance is a top insurance to make sure that if any of your staff ever gets injured at work then you are legally covered and any payouts are not going to cripple your business.
Also find Troy at Unbound Northwest
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Computers have become an essential tool in modern life, particularly with regards to the business world. As such, we desperately need our PC’s to run as quickly as possible, to ensure our working days aren’t slowed down.
The problem is, what happens when your computer is slow? Check below to find out how you solve this issue with ease:
Keep Your PC Updated
One of the main reasons your PC might be slow is because it’s not updated. You’re running outdated software, and the drivers in your computer are outdated too. When this happens, you’re essentially using old software to try and run your PC. It’s a bit like crawling around instead of walking, you’re just making life harder for yourself.
So, check for updates on your PC and make sure everything is updated. It’s such an easy way to fix things, but it can make a huge difference and really speed up your computer. Try and stay on top of your updates and keep your PC updated regularly. This should prevent you from ending up in situations where your computer is constantly slow.
Delete Useless Files
Our computers are filled with files that are pretty much useless to us. This could be a bunch of temporary files that get downloaded onto your PC whenever you download things online. Or, it could be a bunch of outdated files in apps that you have no use for anymore. Either way, you should delete all the useless files on your PC, as they can use up storage and slow down your performance.
There are a few things you can do to get the job done. Mainly, you can use the Disk Cleanup tool that can be found in the System Tools part of your PC – just search for it using the search bar near the start menu. This allows you to select all the different types of files you want to get rid of, and it will show you how much memory you can free up. If you use a lot of Java apps, they might have Java garbage collection built into them which gets rid of all the junk stuff from those apps automatically. You should check if other apps can do this too as it will help you free up even more space.
Disable Background Programs
Another big reason your PC is running slow is because you have loads of background apps running when you aren’t using them. Sometimes, apps are set to run in the background without you knowing. Other times, you don’t close them properly, and they just run and run and cause your PC to go slow.
It’s easy to see if this problem is the cause of your slowness. All you have to do is right click the bar at the bottom of your screen and select ‘Task Manager.’ This will display all the programs that are running at that time. Simply click on ones you don’t want to run and end them.
Outdated software, hardly any storage, and background programs are the main source of computer slowness. Solve them, and your PC will be running at peak speed once more.
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If modern politics were not so consumed with petty bipartisan squabbles and the sorts of controversies that 24 hour a day news cycles rely on, then perhaps more attention would be paid to some of the issues that are require change. The problems facing the world right now are not just of a domestic character. International aid is a contentious subject, but when you consider that 130,000,000 girls are not in education, you start to realise that more money and time needs to spent on conditions around the world. As a point of reference, if just these girls were a country of their own, it would be the tenth largest in the world. However, education is not quite as impressive as it could be in so-called developed nations either. Research conducted by U.S Department of Education in 2013 found that 32 million adults in the United States cannot read (which is about 14% of the total population). This is not functional illiteracy either. A massive 21% can read to only a fifth-grade level with 19% of high school graduates not being able to read. Another crucial issue that affects everyone around the world is the availability of energy and the efficacy of generating it.
For educated adults, some of whom were elected to political office, to continue to deny the existence of global warming and climate change in the face of the ostensibly overwhelming evidence is simply embarrassing. However, truth is not a democracy and the planet will continue to become warmer whether those people believe in it or not. The problem with their obstinacy is that it will hinder the efforts to ameliorate the human impact on the environment. Unless everyone is serious about doing their part, humanity may be condemned to learn the consequences of their actions the hard way. The reality is that as individuals, there is only so much that you can do but it is your responsibility to do it. If you run a business and you are concerned about your environmental impact, here are a few things that you should consider:
Whether your company uses Independent power systems or the national grid, wasting energy is not good. It harms the environment, and it is a great way to waste your own money too. A better alternative is to generate your own energy using solar technology. Depending on the model and the weather conditions, you can expect to comfortably have made all your money back within ten years. You may also be able to sell any excess energy that you do not use yourself, and the system could actually help you make a profit.
Another thing that you should do if you recognize that some aspects of your business are unavoidably polluting the earth is to invest in carbon offsetting projects. This may mean helping communities in poorer parts of the world with cookstoves or with finding clean water. You could also contribute towards planting trees and help to reverse the ugly and dangerous effects of deforestation.