Do you know how to drive? Maybe you’re learning to, shilling out hundreds or so every month to make sure you keep at the lessons. Maybe you’ve just passed your test and are now looking for the best deal on a first car you can get your hands on. Maybe you’ve been driving for years and your old motor just isn’t cutting it anymore, and you desperately need a new one.
No matter the situation you’re in, is buying a car really going to be worth it? Is there a chance you could fix the old one up? Would it be better to wait until your funds are looking a little better before you get out on the road full time? Let’s examine questions like these below.
Do You Have the Time?
If you buy a car, you have to put as many hours behind the wheel as possible to make sure the investment pays off. You’ve got insurance that allows you to be on the road, and it can feel very wasteful when you’re not actively using the policy that keeps you safe in your vehicle. It’s a hard balance to find, and often enough, driving as much as possible can be a very boring and wasteful activity.
Sure, learning to drive was a good idea, seeing as it affords you a very important life skill. But when you’ve got 20 hours of other responsibilities on your hands to cope with at the same time, you’re hardly going to want to ferry yourself back and forth in a constant cycle. Not to mention, when you take public transport, there are all sorts of activities and tasks you can complete whilst the driver does the work for you.
Will You Always Have the Money?
Owning and running a car is going to be very expensive, and over the course of your lifetime, you could be spending hundreds of thousands on making sure you’ve always got fuel, had your annual service done, got the right insurance to keep you covered etc. And sure, you can use sites like https://cheapautoinsurance.co/ to find you the best deal for your money, but are you going to be able to manage the payment each month on top of what you’re already paying for your car?
On the other hand, being able to take the bus, tram, subway, or other train route, will often work out a lot cheaper on your time and money. You can pay a couple hundred or so for a yearly bus or train pass, and then never have to worry about excess costs on top of that. Even with a taxi, you only have to pay for the ride, and you never have to pay for the upkeep of the car or the fuel that keeps it going.
Owning a car could be something you’ve dreamt of for a while, but are you in a position to buy so big with such a small payoff? Maybe it’s time to reconsider.
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